Should I claim or pay out-of-pocket?

The wrong decision can cost you lakhs over time. Get a clear, numbers-backed answer before you decide.

Check on the App

Describe the Damage

Tell us what happened — accident, scratch, theft, flood, or anything else.

Cost Analysis

We estimate repair cost vs. premium increase over the next 3-5 years.

NCB Impact

See exactly how much No Claim Bonus you would lose and what that means in rupees.

Clear Recommendation

Claim or don't claim — we give you a straight answer with full reasoning.